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Postal Service Health Benefits (PSHB) Program

USPS Annuitants Fact Sheet

The Postal Service Reform Act of 2022 (PSRA) was signed into law in April 2022. Since then, the Office of Personnel Management (OPM), in conjunction with the Postal Service, implemented the new Postal Service Health Benefits (PSHB) Program, as required under the new law. PSHB is the new, separate program within the Federal Employees Health Benefits (FEHB) Program administered by OPM. Coverage under the PSHB Program became effective January 1, 2025. Below is a list of facts regarding the PSHB Program for current annuitants:

  1. OPM launched the new enrollment platform for health insurance, the PSHB System (PSHBS).
  2. All Postal Service participants, previously in a FEHB plan were automatically transitioned to PSHB effective 1/1/2025.
  3. If you were an annuitant as of January 1, 2025, and were not participating in Medicare Part B, you ARE NOT required to enroll in Medicare Part B to continue your health insurance coverage in the new PSHB Program. Participation in Medicare Part B is voluntary; however, enrollment in Medicare Part B may reduce your overall costs for health care-related expenses and may provide greater value in the future.
    1. Your covered spouse and eligible family members will also not be required to enroll in Medicare Part B even if they are age 65 or older; however, enrollment in Medicare Part B may reduce overall costs for health care-related expenses and may provide greater value.
    2. Note: If you were an annuitant as of January 1, 2025, and were already enrolled in Medicare Part B, you ARE required to remain enrolled in Medicare Part B to continue coverage under PSHB.
  4. As a rule, spousal and family member PSHB coverage is based on the primary subscriber’s eligibility. If the primary subscriber is not required to join Medicare Part B, neither will dependent family members

Need More?

You can get additional information on the PSHB Program and how it works with Medicare by reviewing the viewing PSHB Videos - Keepingposted.org page. Additional resources include the Consumers Checkbook Guide and your local State Health Insurance Program office.

You can also visit or contact us via any of the following methods:

Online – https://www.keepingposted.org/
https://www.opm.gov/

Email – retirementbenefits@usps.gov
PostalRetireeHealthBenefits@opm.gov

Mail –  475 L’Enfant Plaza SW
Suite 9670
Washington, DC 20260

Phone – 833-712-PSHB (7742)
Fax – 202-268-3337

Accessibility – Federal Relay Service: 1- 800-877-8339

You can also receive information and updates by signing up for our text messaging notifications by texting “PSHBP” to 39369.


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